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Legal & Compliance

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Last Updated: August 9, 2026

I provide software development, web development, digital products, technical services, integrations, and related solutions to clients internationally.

This Legal & Compliance page explains the standards and requirements that apply to the use of my website, products, and services. It covers intellectual property, copyright, fraud prevention, cybersecurity, payment integrity, unlawful activities, international transactions, and relevant international legal frameworks.

This page should be read together with my Terms & Conditions, Privacy Policy, Refund Policy, and Legal & Compliance pages.

1. Compliance With Applicable Laws

I expect every client and user to use my website, products, and services in compliance with the laws applicable to them.

Depending on the nature and location of a transaction, this may include applicable:

  • Copyright and intellectual property laws
  • Electronic commerce and electronic transaction laws
  • Privacy and data-protection laws
  • Consumer-protection laws
  • Financial and payment regulations
  • Anti-fraud and anti-money-laundering requirements
  • Cybercrime and computer-misuse laws
  • Export-control requirements
  • Sanctions and trade restrictions
  • Other applicable local, national, or international legal requirements

Nothing on this page permits you to use my services for an unlawful purpose.

2. Copyright Protection

My original work may include source code, software, website designs, graphics, documentation, written content, templates, scripts, databases, technical materials, and other creative or technical works.

These materials may be protected by applicable copyright and intellectual-property laws.

Copyright protection commonly applies to computer programs, databases, written works, artistic works, and other original expressions. The Berne Convention establishes international principles concerning the protection of copyrighted works and authors' rights.

I reserve all rights to my original materials unless ownership or specific usage rights have been expressly transferred or licensed in writing.

3. Digital Copyright

The WIPO Copyright Treaty specifically addresses copyright protection in the digital environment and includes computer programs and qualifying databases among protected subject matter.

Accordingly, you must not, without appropriate authorization:

  • Copy my software or source code
  • Reproduce my designs or content
  • Resell or redistribute my work
  • Publish my proprietary materials
  • Remove copyright or ownership notices
  • Claim my work as your own
  • Reuse proprietary components outside the agreed scope
  • Sublicense or commercially redistribute my work without authorization

4. Client-Supplied Materials

If you provide me with content, source code, images, videos, fonts, trademarks, documents, databases, software, or other materials, you are responsible for ensuring that you have the legal right to use and provide those materials.

You must not provide materials that:

  • Infringe another person's copyright
  • Violate intellectual-property rights
  • Are illegally obtained or pirated
  • Contain unlawfully obtained personal information
  • Violate applicable laws
  • Are intended to facilitate fraud or other unlawful activity

You remain responsible for claims arising from materials or instructions supplied by you.

5. Fraud and Scam Prevention

My services must not be used to create, operate, facilitate, or promote fraudulent or deceptive activities.

This includes, but is not limited to:

  • Scam websites
  • Phishing websites
  • Fake payment pages
  • Fake invoices
  • Fake financial services
  • Fake investment platforms
  • Identity impersonation
  • Identity theft
  • Payment fraud
  • Financial scams
  • Fraudulent marketplaces
  • Deceptive commercial schemes
  • Unauthorized financial transactions
  • Money laundering
  • Systems designed to steal money or financial information

I may refuse, suspend, or terminate a project if I reasonably believe that it is connected to fraud, scams, deception, or financial crime.

6. Payment Fraud and Chargeback Abuse

You must use legitimate payment methods that you are authorized to use.

You must not:

  • Use stolen credit or debit cards
  • Use another person's payment account without authorization
  • Submit fraudulent billing information
  • Manipulate payment records
  • Make unauthorized payments
  • Initiate fraudulent chargebacks
  • Falsely claim that an authorized transaction was unauthorized
  • Attempt to obtain services without paying for them

If a legitimate transaction is fraudulently disputed, I may provide relevant invoices, payment records, communications, delivery evidence, and other documentation to the applicable payment provider, financial institution, or other competent authority.

Nothing in this section limits legitimate consumer or payment rights available under applicable law.

7. Identity and Account Misuse

You must provide accurate information when purchasing my products or services.

You must not:

  • Impersonate another person
  • Use another person's identity without authorization
  • Use stolen credentials
  • Use compromised accounts
  • Provide false business information
  • Circumvent identity or payment verification
  • Create accounts using fraudulent information

I may request reasonable verification when necessary to protect against fraud, unauthorized transactions, or abuse.

8. Cybersecurity and Unauthorized Access

My services must not be used to conduct unauthorized cyber activity.

Prohibited activities include:

  • Unauthorized access to computer systems
  • Hacking
  • Credential theft
  • Password harvesting
  • Malware
  • Ransomware
  • Spyware
  • Keyloggers
  • Unauthorized surveillance
  • DDoS attacks
  • Data theft
  • Unauthorized vulnerability exploitation
  • Circumventing authentication
  • Bypassing security controls
  • Disrupting or damaging computer systems
  • Unauthorized interception of communications

Security testing, penetration testing, vulnerability assessments, and similar activities may only be performed with appropriate authorization and an agreed scope.

The Council of Europe describes the Budapest Convention on Cybercrime as an international framework for criminalising specified conduct, investigating cybercrime and securing electronic evidence, and facilitating international cooperation.

9. Malicious Software

I do not knowingly develop or provide software whose intended purpose is to:

  • Steal credentials
  • Steal personal or financial information
  • Damage computer systems
  • Deploy ransomware
  • Spy on users without authorization
  • Establish unauthorized remote access
  • Disable security controls
  • Distribute malicious code
  • Facilitate cybercrime

I may refuse any development request that presents significant security, legal, or ethical risks.

10. Privacy and Personal Data

You must not use my services to unlawfully collect, process, sell, disclose, or distribute personal information.

If your project involves personal data, you are responsible for determining whether your intended collection and processing complies with the laws applicable to your business and users.

My own handling of personal information is explained in my Privacy Policy.

11. Illegal or Restricted Activities

I reserve the right to refuse services that I reasonably believe are intended to facilitate illegal, fraudulent, abusive, or harmful activities.

This may include systems designed to facilitate:

  • Fraud
  • Identity theft
  • Financial crime
  • Unauthorized access
  • Cybercrime
  • Malware distribution
  • Illegal marketplaces
  • Illegal goods or services
  • Deceptive schemes
  • Other unlawful activities

This list is not exhaustive.

12. International Transactions

I may provide services to clients located in different countries.

International transactions may involve:

  • Currency conversion
  • Payment-provider requirements
  • Banking requirements
  • Taxes and duties
  • Identity verification
  • Fraud prevention
  • Sanctions screening
  • Export restrictions
  • Cross-border data processing

The availability of a payment method does not necessarily mean that a particular transaction is legally permitted in every jurisdiction.

You are responsible for complying with the laws applicable to you and your activities.

13. Sanctions and Restricted Transactions

I may refuse, suspend, or terminate a transaction where I reasonably believe that providing the requested service could violate applicable sanctions, trade restrictions, export controls, or other legal restrictions.

I may also require additional verification before processing certain transactions.

Where legally required or permitted, I may cooperate with relevant payment providers, financial institutions, regulators, or law-enforcement authorities.

14. Electronic Commerce and Digital Transactions

Electronic contracts, communications, and transactions may be subject to applicable electronic-commerce laws.

UNCITRAL's Model Law on Electronic Commerce establishes internationally recognized principles including non-discrimination against electronic means, functional equivalence, and technology neutrality. UNCITRAL also provides an international framework for electronic communications in international contracts.

These frameworks may be relevant to international digital transactions but do not automatically replace the laws of a particular country.

15. International Intellectual Property Frameworks

Relevant international intellectual-property frameworks may include:

Berne Convention

The Berne Convention for the Protection of Literary and Artistic Works establishes international principles for copyright protection, including national treatment and minimum standards of protection.

Official WIPO — Berne Convention

WIPO Copyright Treaty

The WIPO Copyright Treaty (WCT) addresses copyright protection in the digital environment and specifically covers computer programs and qualifying databases.

Official WIPO — Copyright Treaty

WIPO Copyright Resources

WIPO provides international copyright information, treaties, guidance, and intellectual-property resources.

Official WIPO — Copyright

16. International Electronic Commerce Frameworks

UNCITRAL Model Law on Electronic Commerce

The UNCITRAL Model Law on Electronic Commerce provides a framework intended to facilitate electronic commerce and increase legal predictability for electronic transactions.

Official UNCITRAL — Model Law on Electronic Commerce

UNCITRAL Electronic Communications Convention

The United Nations Convention on the Use of Electronic Communications in International Contracts provides a framework for legal certainty in electronic communications used in international contracts.

Official UNCITRAL — Electronic Communications Convention

17. International Cybercrime Framework

The Convention on Cybercrime (Budapest Convention) provides an international framework concerning cybercrime, electronic evidence, and international cooperation.

Official Council of Europe — Budapest Convention on Cybercrime

The Convention may serve as a framework or reference depending on the jurisdiction involved. It does not automatically apply to every person or transaction worldwide.

18. Third-Party Services

My projects may use third-party services such as:

  • Payment processors
  • Hosting providers
  • Cloud platforms
  • APIs
  • Email services
  • SMS providers
  • Messaging platforms
  • Software libraries
  • Plugins
  • Domain registrars
  • Analytics and security services

Each third-party provider may have its own terms, acceptable-use policies, privacy policies, and legal requirements.

You are responsible for complying with applicable third-party requirements when using those services.

19. Reporting Copyright or Legal Violations

If you believe that my website, software, content, or services are being used in a way that infringes your copyright, facilitates fraud, or creates another serious legal concern, you may contact me with relevant information.

For copyright-related reports, please provide, where applicable:

  • Your name and contact information
  • Identification of the copyrighted work
  • Identification of the allegedly infringing material
  • Evidence of your ownership or authority
  • A description of the alleged violation
  • Any relevant supporting information

I will review legitimate complaints and take reasonable action where appropriate.

20. Cooperation With Authorities

Where required or permitted by applicable law, I may cooperate with:

  • Courts
  • Law-enforcement agencies
  • Regulators
  • Payment providers
  • Financial institutions
  • Copyright holders
  • Other competent authorities

This may include providing relevant records or information where legally required or permitted.

21. Enforcement

If I reasonably determine that a user or client has violated these requirements, I may:

  • Refuse a service
  • Suspend a project
  • Terminate a service
  • Cancel an order
  • Restrict access
  • Withhold unfinished deliverables
  • Request additional identity or payment verification
  • Preserve relevant records
  • Report suspected unlawful activity where required or permitted

Any legitimate outstanding payment for work already completed may remain payable.

22. International Legal Frameworks Are Not Automatically Applicable

The international treaties, conventions, model laws, and legal resources referenced on this page are provided as general compliance references.

Some are binding treaties or conventions for their participating states. Others, such as UNCITRAL Model Laws, are legislative frameworks intended to assist individual countries in developing their own laws.

Their inclusion on this page does not mean that every instrument automatically applies to every client, transaction, country, or service.

The laws applicable to a specific transaction may depend on factors including:

  • The client's location
  • My location
  • The location of the transaction
  • The nature of the service
  • The applicable contract
  • The relevant jurisdiction
  • Mandatory local laws

23. No Legal Advice

I am a technology service provider and not a law firm or legal adviser.

Nothing on this page, my website, or my services should be interpreted as legal, tax, financial, regulatory, or professional legal advice.

If you need advice regarding a specific legal situation, jurisdiction, contract, regulatory requirement, copyright dispute, tax matter, or compliance obligation, you should consult a qualified professional in the relevant jurisdiction.

24. Changes to This Page

I may update this Legal & Compliance page from time to time to reflect changes to my services, technology, legal requirements, or compliance practices.

The latest version will be published on this page with a revised Last Updated date.

25. Contact

For legal, copyright, fraud, abuse, payment, or compliance-related inquiries, please contact me through the contact information available on my website.

By using my website or services, you acknowledge that you have read and understood this Legal & Compliance page together with my Terms & Conditions, Privacy Policy, and Refund Policy.