A secure payment confirmation and reconciliation system that automates the verification of mobile financial transactions in regions where digital payment APIs are limited or unreliable. The system works by monitoring SMS inboxes for transaction notifications from various mobile banking services (bKash, Nagad, Rocket, etc.), parsing message content using natural language processing techniques for Bangla and English, extracting transaction details (amount, sender, reference, timestamp), matching these against pending orders in the database through configurable matching algorithms, and updating payment statuses automatically. Features include multi-account support for different payment methods, fraud detection through pattern recognition, manual verification fallback for ambiguous cases, reconciliation reporting with discrepancy highlighting, and integration with e-commerce platforms via webhooks. The system significantly reduces manual verification workload, accelerates order processing, minimizes human error in payment matching, and provides real-time payment confirmation for time-sensitive transactions.